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Advisors Capital Management's separate account portfolios are for the discerning investor who is looking for individualized private account management.
Each portfolio is tailored from
an investor's unique investment policy taking into consideration personal
risk levels and objectives. Our portfolio customization and manager
experience is what sets us apart from the rest. ACM's management services
are available through financial professionals throughout the country or
directly through our in house Wealth Coordinators.

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| The Power of Lower Oil Prices |
Date: 11/17/2008

By: Dr. Charles Lieberman

The seemingly endless decline in oil prices is very welcome, after its surge in the first half of the year. Reduced energy costs leave more dollars in consumer wallets. This week's CPI report, which will show a sizeable decline, implies a strong gain in real household income, even as household outlays weakened dramatically. Understandably, consumers have turned cautious amid all the turmoil in the market... Read the complete article

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